Type 3+ Car Insurance at a Low Price, Covering Only What You Need

If you are looking for affordable car insurance, Type 3+ Car Insurance is the best choice, especially for those who have cars that are several years old or use them infrequently. At MeeDee Insurance, we make it easy for you to compare premiums from leading insurance companies and get the best deals that meet your needs.

Select Your Car Brand

What is Type 3+ Car Insurance?

Type 3+ car insurance is a voluntary insurance plan that offers more coverage than standard Type 3 insurance. It mainly covers damage caused to third parties, including injury, death, or property damage, and also provides protection for the insured vehicle in the event of a collision with another land vehicle. However, it does not cover car theft or fire damage.

What Does Type 3+ Car Insurance Cover and What Can You Claim?

Wondering what Type 3+ car insurance covers? Currently, the coverage includes the following:

Damage to Your Own Vehicle

If you're involved in a “car-to-car” accident with a clearly identified third party, the insurance company will cover the repair costs of your vehicle (based on the insured sum selected). This does not include damage from hitting stationary objects like poles or sidewalks, or cases without a third party.

Third-Party Life and Property Coverage

Third-Party Liability Coverage

Covers damage to third-party property caused by an accident involving the insured vehicle.

Third-Party Injuries and Property Damage

Covers injury, medical expenses, or death of third parties resulting from an accident involving the policyholder.

Additional Protection

Medical Expenses

Medical expenses for the driver and passengers (up to the insured limit)

Legal and Bail Coverage

Bail bond for the driver in case of legal proceedings due to the accident

Accidental Disability Coverage

Compensation in the event of death, loss of limbs, or permanent disability from the accident

How Is Type 3+ Car Insurance Different from Standard Type 3 Insurance?

Coverage Items	Type 3 Car Insurance	Type 3+ Car Insurance
Repair for Your Vehicle (Car-to-Car Collision)	❌	✅
Repair for Third-Party Vehicle	✅	✅
Third-Party Life and Property Coverage	✅	✅
Medical Expenses	✅	✅
Theft and Fire Coverage	❌	❌
Flood Damage Coverage	❌	❌

Who is Type 3+ car insurance suitable for?

Owners of Older Vehicles

Looking for basic protection at an affordable price.

Drivers Who Use Their Cars Infrequently

For example, only on weekends or for short-distance travel, with lower accident risk.

Those on a Limited Budget

Wanting low-cost insurance that still provides essential coverage when needed.

Drivers Wanting More Than Type 3 Coverage

Especially protection in case of an accident with another land vehicle (e.g. a car or motorcycle) where the third party can be clearly identified.

How much does Type 3+ car insurance cost?

You can check the price of type 3+ insurance from Mee Dee Insurance through online channels. Prices start at 4,800 baht (prices depend on the brand, model, and year of the car). Calculate the insurance premium now.

Viriyah

Starts at ฿6,100

Thanachart

Starts at ฿6,800

Tokio Marine

Starts at ฿5,700

Chubb

Starts at ฿4,800

Indara

Starts at ฿5,200

Bangkok

Starts at ฿6,500

Muang Thai

Starts at ฿4,900

Axa

Starts at ฿5,500

Allianz

Starts at ฿6,300

Thaivivat

Starts at ฿6,300

Lmg

Starts at ฿4,900

Thaipaiboon

Starts at ฿5,500

What kind of repair center services does the Type 3+ car insurance from Mee Dee Insurance have?

Type 3+ car insurance from Mee Dee Insurance comes with access to a nationwide network of affiliated garages and certified service centers, ensuring quality repairs whenever the unexpected happens.

10.000 network garages and standard centers

Choose to repair at your convenience with expert technicians and standard spare parts. Support every step of professional maintenance.

Quality repair service with repair guarantee

All repairs are guaranteed under terms and conditions, giving you confidence in the quality throughout the service life

Check other types of car insurance coverage

You can check other types of car insurance including 1st class car insurance, 2nd class insurance+, 2nd class insurance, 3rd class insurance+ and 3rd class insurance from Meedee Insurance.

Type 1

Type 2+

Type 2

Type 3+

Type 3

Type 1

Type 2+

Type 2

Type 3+

Type 3

Comparison table of insurance coverage for each type

Those who are looking for car insurance that provides coverage that suits their needs or driving style can compare from the coverage table below before deciding to buy car insurance with Mee Dee Insurance.

Coverage	Type 1	Type 2+	Type 2	Type 3+	Type 3	CMI
The insured's vehicle
Car accident coverage (with other party involved)	✅	✅	❌	✅	❌	❌
Car accident coverage (no other party involved)	✅	❌	❌	❌	❌	❌
Theft	✅	✅	✅	❌	❌	❌
Fire	✅	✅	✅	❌	❌	❌
Floods and other disasters	✅	✅	❌	❌	❌	❌
Third-party property damage
Vehicle and property damage	✅	✅	✅	✅	✅	✅
Injury and death	✅	✅	✅	✅	✅	❌
Other coverage
Personal accident	✅	✅	✅	✅	✅	✅
Medical expenses	✅	✅	✅	✅	✅	❌
Driver bail	✅	✅	✅	✅	✅	✅

Why should you buy Type 3+ car insurance with Mee Dee Insurance?

MeeDee Insurance is a licensed car insurance broker providing access to a diverse selection of reputable insurance companies, allowing you to choose the coverage that best meets your individual needs

Compare insurance premiums instantly.

Choose car insurance plans from many leading companies and compare prices and coverage instantly to get the best value car insurance.

There are many types to choose.

We offer plans from a wide range of insurance providers, allowing you to select the coverage you need, whether it's comprehensive or just compulsory car insurance.