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Our dedicated team ensures a smooth and efficient claims process every step of the way.
Choose car insurance that suits your driving lifestyle
Mee Dee Insurance offers a wide range of car insurance to suit your driving lifestyle, including both mandatory and voluntary insurance, including Class 1, 2+, 2, 3+ and 3 insurance.
Voluntary Motor Insurance
Complete protection for your vehicle
Voluntary car insurance is car insurance that is not required by law, but is voluntary to provide more comprehensive coverage than compulsory car insurance, including damage to the insured's car and the other party, as well as medical expenses. It helps reduce the risk when an accident or unexpected event occurs, and helps ease the financial burden. It has the following important characteristics:
- The insured can choose the type of coverage and the amount they want.
- It has more comprehensive coverage than compulsory motor insurance or CTP.
- Additional services from the insurance company are available, such as 24-hour emergency assistance.
- Reduce conflict with the other party when an accident occurs.
Types of voluntary motor insurance
For car owners who want to buy voluntary car insurance , you should choose to buy according to your driving style. D Insurance has the following types of car insurance to choose from:
Type 1
Type 1 car insurance is the most comprehensive car insurance coverage, whether it is damage to the car, medical expenses, theft, fire, flood, and other natural disasters.
Type 2+
Type 2+ car insurance is a car insurance with secondary coverage. It covers damage to the car of both the insured and the other party, but it must be in the case of a car crash only. It does not cover in the case of a collision with an object or without an other party, including coverage for theft and fire.
Type 2
Type 2 car insurance is car insurance that covers third parties in the event of damage to the car only, but does not cover the insured's car. It also covers cases of car theft and fire.
Type 3+
Type 3+ car insurance is an insurance that provides coverage for damage to the car in the event of a car crash and there are other parties involved, both the insured and the other party. It also does not provide coverage in the event of theft, fire, and natural disasters.
Type 3
Type 3 car insurance is the cheapest insurance. It covers damage only to the other party, but does not cover the insured's car. It also does not cover theft, fire, and natural disasters.
Car insurance coverage details
Generally, when purchasing car insurance, the following issues will be covered:
Damage to the vehicle in the event of an accident
Covers repair or replacement costs in the event that the vehicle is damaged in an accident, divided into the insured's vehicle and the other party's vehicle, with the at-fault party being responsible for the damages of both parties.
Coverage in the event of fire, vehicle theft, and natural disasters
Covers expenses in the event of fire, theft, or natural disasters such as floods or severe storms.
Personal Accident Coverage
Provides compensation in the event of injury or death resulting from an accident.
Additional privileges
Including emergency assistance services and disaster protection
Compulsory Motor Insurance
Compulsory Motor Insurance, commonly referred to as P.R.B., is mandated under the Motor Vehicle Accident Victims Protection Act B.E. 2535. This insurance is required for all vehicle owners registered with the Department of Land Transport, with the aim of protecting all victims of road accidents, whether they are drivers, passengers, or third parties. It ensures that everyone receives equal treatment and support, regardless of who is at fault.
The main coverage includes:
Covers damage or injuries
Covers damage or injuries for everyone affected by the accident.
Medical Expenses
Helps with medical costs if anyone is injured in an accident.
This government-mandated insurance is required for all vehicle owners and provides the essential protection you need.
I already have a compulsory motor insurance. Is it necessary to purchase voluntary motor insurance ?
If you use your car regularly, it is recommended to purchase voluntary car insurance. In the event of an accident, it can help ease the financial burden and assist with negotiations with the other party, reducing potential conflicts.
Comparison table of insurance coverage for each type
Those who are looking for car insurance that provides coverage that suits their needs or driving style can compare from the coverage table below before deciding to buy car insurance with Mee Dee Insurance.
Coverage | Type 1 | Type 2+ | Type 2 | Type 3+ | Type 3 | CMI |
|---|---|---|---|---|---|---|
The insured's vehicle | ||||||
Car accident coverage (with other party involved) | ✅ | ✅ | ❌ | ✅ | ❌ | ❌ |
Car accident coverage (no other party involved) | ✅ | ❌ | ❌ | ❌ | ❌ | ❌ |
Theft | ✅ | ✅ | ✅ | ❌ | ❌ | ❌ |
Fire | ✅ | ✅ | ✅ | ❌ | ❌ | ❌ |
Floods and other disasters | ✅ | ✅ | ❌ | ❌ | ❌ | ❌ |
Third-party property damage | ||||||
Vehicle and property damage | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
Injury and death | ✅ | ✅ | ✅ | ✅ | ✅ | ❌ |
Other coverage | ||||||
Personal accident | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
Medical expenses | ✅ | ✅ | ✅ | ✅ | ✅ | ❌ |
Driver bail | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
Compare car insurance from many leading insurance companies
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Reviews from MeeDee Insurance Customers
Get car insurance online with MeeDee Insurance! Easy, reliable, and affordable.
"I drive to work every day, so I went with MeeDee for insurance. Super quick service and the staff were really nice!"
คุณณัฐนนท์ เจริญสุข
"Excellent service from the team. Easy to reach, smooth and simple claims process. I’ll definitely be recommending MeeDee to my friends!"
คุณญาดา ประถม
"Good price and I feel at ease after buying. The aftersales service is awesome!"
คุณมนฤทัย ดำมณี
"Outstanding service! The staff were attentive and followed up every step of the way, truly customer-focused."
คุณปุณฐิภา หิรัญหลวง
"The staff kept me updated on my policy, and coverage kicked in right after I signed up. Super reassuring!"
คุณพิพัฒน์ ยุติธรรม
"I drive to work every day, so I went with MeeDee for insurance. Super quick service and the staff were really nice!"
คุณณัฐนนท์ เจริญสุข
"Excellent service from the team. Easy to reach, smooth and simple claims process. I’ll definitely be recommending MeeDee to my friends!"
คุณญาดา ประถม
"Good price and I feel at ease after buying. The aftersales service is awesome!"
คุณมนฤทัย ดำมณี
"Outstanding service! The staff were attentive and followed up every step of the way, truly customer-focused."
คุณปุณฐิภา หิรัญหลวง
"The staff kept me updated on my policy, and coverage kicked in right after I signed up. Super reassuring!"
คุณพิพัฒน์ ยุติธรรม
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Customized Solutions Just for You
Get advice that fits your unique needs and goals.
Clear and In-Depth Answers
Receive comprehensive explanations that simplify your choices.
Expert Guidance You Can Trust
Benefit from advice backed by years of experience and industry certification.
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Why should you buy car insurance with MeeDee Insurance?
MeeDee Insurance is a licensed car insurance broker providing access to a diverse selection of reputable insurance companies, allowing you to choose the coverage that best meets your individual needs
Compare insurance premiums instantly.
Choose car insurance plans from many leading companies and compare prices and coverage instantly to get the best value car insurance.
There are many types to choose.
We offer plans from a wide range of insurance providers, allowing you to select the coverage you need, whether it's comprehensive or just compulsory car insurance.
Consult an expert for free.
To assist you in making a decision that aligns with your specific needs.
Dedicated after-sales staff.
To ensure continuous support and service.
