Compare car insurance. Choose the one that suits your driving style.

Having car insurance is like a protective shield for every driver because accidents on the road can happen at any time. But what are the differences between each type of car insurance and what type should you choose to suit your car lifestyle? We have gathered useful information along with a car insurance coverage table so that you can compare and decide on the insurance plan that best suits you and is the most worthwhile.

Select Your Car Brand

What is car insurance? Why should every driver have it?

Car insurance is a voluntary insurance to cover risks that may arise from using a car, whether it is an accident, collision, loss, fire or natural disaster, including medical expenses and damage to third parties, helping to reduce the burden of expenses when unexpected events occur.

How many types of car insurance are there? What does each type cover?

Fist Class Car Insurance

It is the most comprehensive car insurance, covering car crashes (with and without other parties involved), car theft, fire, flood, natural disasters, medical expenses, personal accidents, and third party coverage. It is suitable for new cars or those who drive regularly and want maximum coverage.

Type 2+ Car Insurance

Car collision coverage (only in the case of a collision with another car), car theft, fire, and third party coverage. Suitable for experienced drivers who rarely use their car or whose car is several years old.

Type 2 Car Insurance

Provides coverage for car theft, fire, and third party damage, but does not cover damage to the insured's car. Suitable for infrequent users or those who park in safe areas.

Type 3+ Car Insurance

Covers car-to-car collisions (must have another party involved) and damage to third parties. Suitable for old cars or cars that are regularly used in heavy traffic areas.

Type 3 Car Insurance

The cheapest price, provides coverage only for third parties, does not cover the insured vehicle. Suitable for old or lightly used cars.

Comparison table of insurance coverage for each type

Those who are looking for car insurance that provides coverage that suits their needs or driving style can compare from the coverage table below before deciding to buy car insurance with Mee Dee Insurance.

Coverage	Type 1	Type 2+	Type 2	Type 3+	Type 3	CMI
The insured's vehicle
Car accident coverage (with other party involved)	✅	✅	❌	✅	❌	❌
Car accident coverage (no other party involved)	✅	❌	❌	❌	❌	❌
Theft	✅	✅	✅	❌	❌	❌
Fire	✅	✅	✅	❌	❌	❌
Floods and other disasters	✅	✅	❌	❌	❌	❌
Third-party property damage
Vehicle and property damage	✅	✅	✅	✅	✅	✅
Injury and death	✅	✅	✅	✅	✅	❌
Other coverage
Personal accident	✅	✅	✅	✅	✅	✅
Medical expenses	✅	✅	✅	✅	✅	❌
Driver bail	✅	✅	✅	✅	✅	✅

Compare car insurance prices. What's the starting price for each type?

Insurance Type	Starting Price
First Class Car Insurance	7,500 baht
Type 2+ Car Insurance	4,999 baht
Type 2 Car Insurance	4,999 baht
Type 3+ Car Insurance	4,800 baht
Type 3 Car Insurance	1,800 baht

Calculate your car insurance premium online

Compare and calculate insurance premiums easily through our website. Know the premiums immediately, no need to wait.

Why should you buy car insurance with Mee Dee Insurance?

MeeDee Insurance is a licensed car insurance broker providing access to a diverse selection of reputable insurance companies, allowing you to choose the coverage that best meets your individual needs

Compare insurance premiums instantly.

Choose car insurance plans from many leading companies and compare prices and coverage instantly to get the best value car insurance.

There are many types to choose.

We offer plans from a wide range of insurance providers, allowing you to select the coverage you need, whether it's comprehensive or just compulsory car insurance.